HOW DOES IT WORK?
Step 1
You provide the goods/services to your customer and invoice them.

Step 2
You send the invoice details to us, either electronically or by post.

Step 3
We make available up to 80-90% of the value by the next working day.

Step 4
Either your credit controller, or if you choose, our factoring credit management service will carry out the collections procedure.

Step 5
When your customer pays, we deduct the 80-90% initially drawn by you and refund the balance to you, less our charge.
             
 
Scottish Pacific Business Finance is Australia and New Zealand’s largest and most experienced provider of managed cashflow finance solutions. Established in 1982, it is the only Australian full member of globally recognised Factors Chain International and is privately owned by two of Australia's leading financial services companies and management.